Title: BelemaPay Payment Gateway
Author: belemapay
Published: <strong>జూలై 1, 2026</strong>
Last modified: జూలై 1, 2026

---

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# BelemaPay Payment Gateway

 By [belemapay](https://profiles.wordpress.org/belemapay/)

[Download](https://downloads.wordpress.org/plugin/belemapay-payment-gateway.1.0.0.zip)

 * [Details](https://te.wordpress.org/plugins/belemapay-payment-gateway/#description)
 * [Reviews](https://te.wordpress.org/plugins/belemapay-payment-gateway/#reviews)
 *  [Installation](https://te.wordpress.org/plugins/belemapay-payment-gateway/#installation)
 * [Development](https://te.wordpress.org/plugins/belemapay-payment-gateway/#developers)

 [Support](https://wordpress.org/support/plugin/belemapay-payment-gateway/)

## Description

BelemaPay is a Nigerian fintech payment gateway that lets your customers pay using:

 * Debit/Credit cards
 * Bank transfer
 * USSD
 * And more channels supported by BelemaPay

This plugin integrates BelemaPay directly into WooCommerce, giving your customers
a seamless checkout experience.

#### How it works

 1. Customer places an order and selects BelemaPay at checkout.
 2. They are redirected to the secure BelemaPay payment page.
 3. After payment, they are returned to your site and the order is automatically updated.

#### Features

 * Live and Test mode support
 * Automatic order status updates
 * Webhook support for reliable background payment confirmation
 * Signed webhooks: incoming notifications are verified with an HMAC-SHA256 signature
   and protected against replay attacks
 * Secure: secret keys are never exposed to the browser
 * HPOS (High-Performance Order Storage) compatible

#### External service: BelemaPay

This plugin connects your WooCommerce store to BelemaPay, a third-party payment 
service operated by Belema Fintech, in order to process payments. It is required
for the plugin to function.

When a customer pays, the following data is sent from your site to the BelemaPay
API (https://gateway.belemafintech.com/api):

 * The order total and currency
 * The customer’s billing email, phone number, and name
 * A unique transaction reference and your store’s callback URL

BelemaPay also sends payment notifications back to your site via a webhook. No data
is sent to BelemaPay unless a customer initiates a payment through this gateway.

By using this plugin you agree to BelemaPay’s Terms of Service and Privacy Policy:

 * Terms of Service: https://gateway.belemafintech.com/terms
 * Privacy Policy: https://gateway.belemafintech.com/privacypolicy

## Installation

 1. Upload the `belemapay-payment-gateway` folder to `/wp-content/plugins/`.
 2. Activate the plugin via **Plugins > Installed Plugins**.
 3. Go to **WooCommerce > Settings > Payments > BelemaPay**.
 4. Enter your Live Secret Key (found in your BelemaPay merchant dashboard).
 5. Enter your **Merchant Code** so the plugin can verify incoming webhooks.
 6. Disable **Test Mode** when ready to accept live payments.

#### Webhook Setup

Webhook-based confirmation is strongly recommended. Log into your BelemaPay merchant
dashboard and set your webhook URL to:

    ```
    https://yoursite.com/?wc-api=belemapay_webhook
    ```

This URL is also displayed on the plugin settings page.

For the plugin to verify that webhooks genuinely come from BelemaPay (and reject
forged ones), you must enter your **Merchant Code** in the settings. Webhooks are
authenticated using an HMAC-SHA256 signature over the request timestamp and your
merchant code, keyed with your secret key, and requests older than 10 minutes are
rejected to prevent replay attacks.

## FAQ

### Where do I get my API keys?

Log into your BelemaPay merchant dashboard at https://gateway.belemafintech.com 
and navigate to Settings > API Keys.

### Does this work without WooCommerce?

No. This plugin requires WooCommerce 5.0 or higher.

### Is there a test mode?

Yes. Enable **Test Mode** in the plugin settings and use your test secret key to
process sandbox transactions.

### Why are my webhooks being rejected?

Make sure you have entered your **Merchant Code** in the plugin settings. The plugin
verifies the signature BelemaPay sends with each webhook; without the correct merchant
code, signed requests cannot be validated. For test card charges, also enter your**
Live Public Key**.

## Reviews

There are no reviews for this plugin.

## Contributors & Developers

“BelemaPay Payment Gateway” is open source software. The following people have contributed
to this plugin.

Contributors

 *   [ belemapay ](https://profiles.wordpress.org/belemapay/)

[Translate “BelemaPay Payment Gateway” into your language.](https://translate.wordpress.org/projects/wp-plugins/belemapay-payment-gateway)

### Interested in development?

[Browse the code](https://plugins.trac.wordpress.org/browser/belemapay-payment-gateway/),
check out the [SVN repository](https://plugins.svn.wordpress.org/belemapay-payment-gateway/),
or subscribe to the [development log](https://plugins.trac.wordpress.org/log/belemapay-payment-gateway/)
by [RSS](https://plugins.trac.wordpress.org/log/belemapay-payment-gateway/?limit=100&mode=stop_on_copy&format=rss).

## Changelog

#### 1.0.0

 * Initial release.

## Meta

 *  Version **1.0.0**
 *  Last updated **1 వారం ago**
 *  Active installations **Fewer than 10**
 *  WordPress version ** 5.8 or higher **
 *  Tested up to **7.0**
 *  PHP version ** 7.4 or higher **
 *  Language
 * [English (US)](https://wordpress.org/plugins/belemapay-payment-gateway/)
 * Tags
 * [cards](https://te.wordpress.org/plugins/tags/cards/)[fintech](https://te.wordpress.org/plugins/tags/fintech/)
   [nigeria](https://te.wordpress.org/plugins/tags/nigeria/)[payment gateway](https://te.wordpress.org/plugins/tags/payment-gateway/)
   [woocommerce](https://te.wordpress.org/plugins/tags/woocommerce/)
 *  [Advanced View](https://te.wordpress.org/plugins/belemapay-payment-gateway/advanced/)

## Ratings

No reviews have been submitted yet.

[Your review](https://wordpress.org/support/plugin/belemapay-payment-gateway/reviews/#new-post)

[See all reviews](https://wordpress.org/support/plugin/belemapay-payment-gateway/reviews/)

## Contributors

 *   [ belemapay ](https://profiles.wordpress.org/belemapay/)

## Support

Got something to say? Need help?

 [View support forum](https://wordpress.org/support/plugin/belemapay-payment-gateway/)